Mortgage broking

The right loan isn’t the cheapest – it’s the one that fits your future.

Our strategic Mortgage broking service goes beyond finding a loan – we help you secure lending that’s built for your long-term growth. Every recommendation supports your property strategy, not just your short-term borrowing needs.

What you’ll get

  • Strategic Lending Consultation – A personalised session focused on your goals, capacity, and lending roadmap.
  • Lender Comparison Across 30+ Institutions – Independent access to a broad panel to find the right loan structure.
  • Loan Structure Design – Customised advice on interest-only, P&I, offsets, splits and more – based on your strategy.
  • Portfolio Lending Strategy – Forward-thinking structuring designed for long-term scalability.
  • Pre-Approval & Application Management – End-to-end support throughout the approval and settlement process.
  • Debt Recycling & Equity Access Guidance – Advice on how to unlock and leverage equity efficiently.
  • Integration with Property Strategy – Lending advice that complements your property plan – not separate from it.
  • Post-Settlement Check-Ins & Loan Reviews – Ongoing reviews to keep your loan competitive and aligned to future goals.

How we add value

We don’t just find you a loan – we structure finance to support your future.

  • Access tailored loan products that fit your unique financial strategy – bringing clarity in a complex lending environment and ensuring your finance works for you, not against you.
  • Optimise your borrowing power to support portfolio growth – so you can move forward with confidence, knowing your next step is financially supported.
  • Save significant time with expert management of the process – giving you relief from admin overload and the stress of lender negotiations.
  • Structure your lending to align with long-term investment goals – so you can trust that your financial foundation is built around your future, not the bank’s

We make the finance side simple – so you can focus on building your future.

Talk to us about our Mortgage broking service if you:

  • Need finance for your first or next investment
  • Want lending that supports portfolio growth – not just today’s purchase
  • Are unsure how to structure your loans or who to borrow from
  • Need someone to handle the process from application to settlement

The finance guidance and service that goes beyond the loan:

  • Access to over 30 lenders, with advice based on your strategy
  • Custom loan structuring for flexibility, cash flow, and future borrowing
  • Full application management and lender negotiation
  • Ongoing check-ins to keep your loan working for you

Licenses and accreditations

Credit Representative under Connective

Home Equities is a credit representative under Connective, one of Australia's largest mortgage broking aggregators and Commercial Aggregator of the Year 2024. Credit Rep No. 474797.

Member of Mortgage and Finance Association of Australia

Home Equities is a member of the MFAA, the peak association for the mortgage and finance broking industry in Australia. Member No. 771463.

Lenders panel

Don't wait for someday -

Pave your path to financial freedom today.

Enquire now